Central Bank of Ireland regulated E-money institution
ArmadilloPay provides program managers one platform, one compliance framework and one contract to move money across Ireland, the EEA and internationally.
Talk to us →Regulated by the Central Bank of Ireland
Mastercard Principal Member
Funds safeguarded under the E-Money Regulations
Building a cross-border payments program today usually means stitching together a card processor, multiple banking partners, a KYC/AML vendor, and an account manager who doesn’t own any of it. Every additional vendor is another point of failure, another contract, another place compliance can fall through the cracks.
Card issuance from one provider, IBANs from another, KYC from a third. Every integration is a separate risk surface and a separate renewal negotiation.
When something goes wrong, no one vendor is accountable for the whole program. You inherit the gaps between them.
Multi-vendor builds take quarters, not weeks, before a single account holder is onboarded.
Support tickets get triaged across vendors instead of resolved by one team that understands your whole program.
ArmadilloPay removes cross-border friction with a single tech stack, one Central Bank of Ireland regulated compliance team, and one accountable partner across Ireland and the EEA. ArmadilloPay is infrastructure, not a brand. Your clients never see us.
Built on Episode Six's real-time Tritium ledger, with a Dublin-engineered core and Sardine AI risk decisioning.
Licensed by the Central Bank of Ireland. Your compliance exposure sits with one accountable, regulated team.
Ireland and the EEA, all covered by ArmadilloPay alone.
Multiple segments, one platform. Whether you run payment programs for corporates, compensate disrupted passengers, or pay a distributed workforce, the infrastructure problem is the same, and so is our answer.
You own the corporate relationship and the product. We are the regulated last mile: accounts, cards and payouts under your brand, on our licence.
Instant passenger compensation, crew payments and supplier settlement, issued to a virtual card or wallet in the passenger's own currency and usable immediately.
Instant multi-currency wallets, local rails and cards, so a driver in Paris, a courier in Dublin and a creator in Berlin all get paid the moment the work is done.
Every capability sits behind the same stack, the same compliance team, and the same account team, so growing into a new market never means adding a new vendor.
Physical and virtual Mastercard cards under ArmadilloPay’s Central Bank of Ireland licence, white-labelled to your platform.
Local IBANs with SEPA access.
Branded wallet infrastructure for your end users, white-labelled to your platform.
Multi-currency disbursement across Ireland and the EEA from one rail.
ArmadilloPayOne conversation, one partner, every market.