From instant passenger disruption compensation to B2B wholesale supplier settlement.
ArmadilloPay provides the regulated payments infrastructure for the full spectrum of travel payment needs across Ireland and the EEA.
Passenger disruption payments
One integration. One compliance relationship. Compensation paid in minutes, not days.
Airline passenger compensation
EU261 regulations require airlines to compensate passengers for delays and cancellations in cash, not vouchers, at the point of disruption. Processing hundreds or thousands of payments across multiple currencies immediately after a disruption event requires infrastructure most airlines don't have in-house.
ArmadilloPay issues compensation directly to passenger cards or wallets compliantly, in multiple currencies, across Ireland and the EEA from one integration.
OTA refund & rebooking payments
OTAs managing disruption on behalf of airlines, hotels, or operators need to process refunds and rebooking credits quickly, in the customer's local currency, across markets where they may not hold a payments licence.
ArmadilloPay provides the regulated disbursement infrastructure behind every refund and rebooking credit. Your OTA keeps the customer relationship, and ArmadilloPay carries the payments compliance.
Cruise line onboard wallet & disbursement
Cruise operators managing onboard spending accounts, crew payments, and port-of-call disbursements across multiple currencies need a single white-label wallet and card infrastructure that works across jurisdictions without a separate regulated entity in each port.
ArmadilloPay's wallet and card issuance infrastructure operates across Ireland and the EEA under one Central Bank of Ireland regulated compliance team, invisibly and behind your brand.
Rail disruption compensation
Rail operators are increasingly required to proactively compensate passengers for delays, issuing credits, refunds, or vouchers without requiring a claim. High-volume, low-value disbursement across multiple markets requires fast, scalable regulated payments infrastructure.
ArmadilloPay handles the regulated disbursement layer, with card-based or wallet-based compensation paid directly to passengers at scale, across Ireland and the EEA.
Travel insurance claims disbursement
Travel insurers and assistance companies need to pay claims quickly, often in a foreign currency and in a market where the insurer may not have a local banking relationship, while keeping the claimant experience seamless and the payment compliant.
ArmadilloPay provides multi-currency claims disbursement across Ireland and the EEA under one compliance layer, with fast settlement, local currency, and no second banking relationship needed.
Disruption management platforms
Technology platforms automating airline or rail disruption management need an embedded payments layer to close the loop between decision and disbursement, at scale, in real time.
ArmadilloPay's API integrates directly into disruption management workflows, with card issuance, wallet credits, and cross-border payments triggered programmatically, compliantly, across Ireland and the EEA.
B2B wholesale travel payments
One integration. One regulated partner. Globally accepted virtual card payment across 200+ countries.
Online Travel Agencies: B2B supplier settlement
OTAs paying hotels, airlines, and car rental companies globally need a virtual card infrastructure that guarantees supplier payment, minimises chargeback risk, and provides unique card numbers per transaction for automated reconciliation.
ArmadilloPay's virtual card issuance on Mastercard enables OTAs to pay suppliers across 200+ countries from one integration, with guaranteed payment, enhanced security, and automated reconciliation built in.
Travel Management Companies (TMCs)
TMCs managing corporate travel payment programs need virtual card infrastructure with configurable spend controls to pay travel suppliers on behalf of corporate clients compliantly and efficiently across multiple markets.
ArmadilloPay provides virtual card issuance with granular spend controls, giving TMCs guaranteed, auditable supplier payment across Ireland and the EEA under one Central Bank of Ireland regulated compliance layer.
Wholesale travel payment intermediaries
Platforms facilitating B2B payment settlement between travel buyers and suppliers need a reliable, globally accepted virtual card infrastructure with guaranteed payment and unique card controls per transaction.
ArmadilloPay's Mastercard-issued virtual cards give wholesale travel intermediaries globally accepted, guaranteed payment with automated reconciliation, with static and dynamic setup options.
Travel consolidators & bed banks
Wholesale accommodation distributors settling with hundreds of hotel and supplier partners across multiple currencies need payment infrastructure that minimises settlement risk and reduces reconciliation overhead.
Virtual card payment through ArmadilloPay ensures guaranteed settlement, unique virtual card numbers per booking for automated reconciliation, and Mastercard's global acceptance across 200+ countries.
Airline & cruise crew management
Airlines and cruise operators managing international crew need to pay multiple nationalities across different currencies, covering per diem, expense reimbursements, and scheduled pay across every port and base of operations.
ArmadilloPay's multi-currency cards and wallets give crew payment visibility and control: a branded card per crew member, configurable spend limits, and cross-border payment across Ireland and the EEA.
Why ArmadilloPay for travel payments
Immediate disbursement
Disruption compensation reaches passengers at the gate, with card issuance and wallet credits issued in near real-time, compliantly, across Ireland and the EEA.
Global supplier acceptance
Mastercard-issued virtual cards are accepted by travel suppliers across 200+ countries. One ArmadilloPay integration gives travel intermediaries worldwide supplier reach.
Crew management built in
Multi-currency cards and wallets for international airline and cruise crew, covering per diem, expenses, and scheduled pay across every port, airport, and base of operations.
Virtual card controls
Configurable spend controls (where, when, and how much) regulate every virtual card number for efficient, secure B2B travel supplier payment and reduced fraud exposure.
Automated reconciliation
Unique virtual card numbers per transaction optimise reconciliation by automating the matching of booking and payment information, eliminating manual overhead at scale.
Regulatory compliance built in
EU261 and B2B payment regulations met under one Central Bank of Ireland licensed compliance team. Your platform inherits the compliance without building it.
Passenger compensation. B2B supplier settlement. One regulated partner across every market.